Supercharge Your Portfolio with NRIQ Equity Advisory
Own India’s Top Companies Directly
India’s stock markets are a goldmine for direct equity investing-buy shares in market leaders like Reliance Industries (energy giant), Infosys (IT powerhouse), or Adani Green (renewables leader) to capture unfiltered growth, dividends, and bonuses.
With Nifty 50 delivering 14-16% CAGR over the past decade and midcaps at 20%+, NRIs can leverage India’s digital transformation, manufacturing push (PLI schemes), and urbanization boom-far outstripping stagnant global yields.
At NRIQ, our Equity Advisory Service demystifies direct stock investing, handling NRI-specific complexities so you focus on wealth creation.
Superior Benefits of Direct Equity Over Alternatives
Direct shares give ownership equity – unlocking higher returns with smart diversification.
Explosive Returns Potential :
Individual stocks like Titan (jewelry) returned 25%+ CAGR (5 yrs); curate 15-20 stocks for blended 18-22% targets vs. MFs' 12-15%.
Strategic Diversification :
Allocate across 8-10 sectors (40% largecap stability, 30% midcap growth, 20% smallcap upside, 10% IPOs)-reducing volatility from 25% (single stock) to 12-15%.
Extra Edges :
Voting rights, bonus issues (e.g., recent Kotak Mah Bank split), and INR appreciation hedge against forex losses.
Lucrative Tax Advantages:
| Category | Tax Treatment | NRI-Specific Benefit |
|---|---|---|
| STCG (<1 yr) | 20% flat | DTAA offsets foreign taxes |
| LTCG (>1 yr) | 12.5% on gains >₹1.25L | No indexation needed; dividends reclaimable |
| Dividends | 10% TDS (₹5K threshold exempt) | Reinvest post-TDS for compounding |
NRIQ vs. Others: Tailored Equity Expertise
Generic apps reject NRIs; full-service brokers charge 1-2 %+ brokerage. NRIQ excels with NRI-first infrastructure:
| Aspect | Discount Brokers | Full-Service Brokers | NRIQ Equity Advisory |
|---|---|---|---|
| NRI Access | Limited PIS support | High fees | Full PIS/NRE demat setup |
| Research Depth | Basic charts | Generic reports | Proprietary picks + macro analysis |
| Diversification | DIY | Template portfolios | Custom 15–25 stock builds |
| Compliance | Self-handle FEMA | Partial | End-to-end Account Opening to RBI/CRS filing |
| Fees | 0.1–0.5% brokerage | 1–2% AUM | Fixed Yearly Fees |
| Support | App only | Phone/email | Dedicated advisor + app |
