NRI Claim Follow-Up & Settlement Service: Hassle-Free Solutions for NRIs in India

Manage your NRI insurance claims, mutual fund transmissions, and investment settlements with ease. NRIQ handles documentation, compliance, follow-ups, and claim settlements, helping NRIs worldwide secure faster, hassle-free payouts.

Simplifying NRI Claims & Investment Settlements

Managing NRI insurance claims, mutual fund transmissions, and investment settlements from abroad can be challenging. Time zone differences, extensive documentation, FEMA compliance, and insurer delays often slow down rightful payouts. NRIQ simplifies the entire process by handling documentation, regulatory compliance, claim follow-ups, and settlements for life insurance, medical insurance, general insurance, and investment claims. Whether you’re in the US, UK, UAE, or anywhere in the world, our experts ensure a faster, transparent, and hassle-free claim settlement experience.

Why NRIs Need Professional Claim Assistance

NRIs often hold policies, properties, and investments in India tied to family. But when claims arise-especially after a policyholder’s demise-challenges mount.

1

Regulatory Hurdles

FEMA, SEBI, and IRDAI rules demand apostille-stamped docs and updated nominations.

2

Documentation Gaps

Missing death certificates, KYC, or succession proofs lead to rejections.

3

Follow-Up Fatigue

Coordinating with Indian insurers/AMCs via email/phone from abroad is exhausting.

Real Impact: A Delhi-based NRI waited 9 months for a ₹75 lakh life insurance payout due to incomplete transmission forms. With NRIQ, similar cases settle in 45-60 days.

Types of Claims We Handle for NRIs

NRIQ assists NRIs with insurance, investment, and policy-related claims, ensuring smooth documentation, timely follow-ups, and hassle-free settlements.

  • Life Insurance Claims for NRIs When the primary life insurance policyholder passes away, NRIs as nominees face claim forms, medical reports, and nominee proofs.

Example: Your mother in Bangalore holds a LIC policy; after her passing, you (NRI nominee) submit via NRIQ-we procure death certificate, NEFT details, and handle 30-day payout timelines.

  • General Insurance Claims: Covers property damage, vehicle accidents, or travel mishaps.

Example: NRI-owned Mumbai flat floods-claim for repairs requires surveyor photos, invoices. We file, follow up, and settle ₹2-5 lakh claims swiftly.

  • Policy Surrender: NRIs hold policies often sold by banks, agents which serve no value. These policies can be surrendered and money can be utilized for investments.

Example: NRI parent’s in India was sold ₹3 lakh per year premium ULIP plan by saying that this is a Fixed deposit scheme for 5 years. NRIQ helped surrender the policy in time and saved lakhs of Rs of the aging parents for next 5 years.

  • Medical Insurance Claims & Reimbursements: Post-treatment bills from Indian hospitals need pre-auth, bills, and prescriptions.

Example: NRI parent’s ₹3 lakh hospitalization at Apollo-we bundle docs, appeal denials, and secure 90% reimbursement.

  • Mutual Fund & Investment Claims After First Holder’s Death Joint folios freeze on death; requires transmission under SEBI.

Example: Father’s demat with Zerodha/MF holdings (₹1 crore)-we file succession certificate, indemnity bonds, and transfer to you, bypassing probate delays.

  • Investments made before shifting to a foreign country: NRIs lost paper trail of investments made before shifting to another country.

Example: Father of NRI forgot and SIP done through his bank. The Mutual fund also merged with another mutual funds. NRIQ helped him trace his investment, completed new KYC & bank details & helped to withdraw that long forgotten investment.

NRIQ stays vigilant: We monitor policy renewals, maturity alerts, and death triggers via linked portals.

Our Proven Process for NRI Claim Settlement

We make it simple with a 5-step, transparent process.

  • Consultation & Onboarding: (Free for members)- Share policy/investment details; we assess claim viability.
  • Document Vigilance (1-3 days): Gather/attest docs (death certificates, KYC, policies) remotely.
  • iling & Follow-Up (Ongoing): Submit to insurers/AMCs; track via IRDAI/SEBI/MF portals.
  • Resolution & Disputes (30-90 days): ): Negotiate rejections; expedite via legal nods if needed.
  • Payout & Closure: Direct funds to your NRE/NRO account; provide audit trail.

Timeline: 80% claims settled in 45 days; full transparency.

Transparent Fee Structure

We offer flat, affordable fees-no hidden charges. All prices in INR, excluding GST (18%).

Service Type Fee Structure Minimum Fee Success Fee (on Settled Amount)
Life/General Insurance Flat fee + success fee USD 10 2–5% (capped at USD 100)
Medical Claims Flat fee + success fee USD 10 3% (capped at USD 50)
MF/Investment Claims Flat fee + success fee USD 10 2% (capped at USD 100)
High-Value Claims (>₹1 Cr) Custom quote USD 25 Negotiable 0.5–1% (capped at USD 150)
Note: No fee if the claim fails (except minimum fees).

Why NRIQ Excels in NRI Claim Follow-Up India

Compliant with FEMA, PMLA, and cross-border rules.

AI alerts for expiries; secure client details.
95% success rate; 500+ NRIs served.
From vigilance to bank transfer.

Get Started with NRI Claim Settlement Services

Don’t let your insurance or investment claims get delayed. Start your claim settlement journey with NRIQ today.

For Members

Free Claim Consultation

Free . 15 minutes

Discuss your insurance, investment, or policy claim with our experts. Available exclusively for NRIQ Members.

For Non-Members

Expert Claim Consultation

USD 10 . 15 minutes

Get expert guidance for your NRI claim settlement, or become an NRIQ Member to enjoy this consultation free.