Tax, Finance & Wealth Management
Non-Resident Indians (NRIs) managing cross-border finances face a uniquely complex landscape — FEMA regulations, DTAA complexities, residential status rules, and evolving RBI/SEBI guidelines. NRIQ's Financial category delivers sophisticated, institutional-grade financial services: from CA-managed ITR filing and DTAA optimisation to holistic financial planning, insurance, PF claim recovery, and estate structuring — all executed remotely via secure digital platforms.
Your Complete NRI Financial Command Centre
Without expert guidance, NRIs regularly overpay taxes by missing DTAA benefits, park funds in low-yield NRO accounts instead of growth-oriented vehicles, or face FEMA penalties for non-compliant transactions. NRIQ's Financial team eliminates these risks and optimises every rupee of your India-linked finances.
Core Services
- ITR Filing for NRIs: Accurate residential status determination, Schedule FSI/TR/FA reporting, DTAA claim optimisation, and timely submission — managing foreign income, capital gains, and rental income simultaneously.
- CA Services: Tax advisory and planning, LTCG/STCG optimisation, Form 15CA/15CB for repatriation, GST filing, FEMA & RBI compliance auditing, statutory filings, and financial document attestation for global banks and visa applications.
- Remittance: Transparent forex conversion, FIRC procurement, Form 15CA/CB filing, and full documentation for cross-border money movement — saving NRIs ₹20,000–₹1,00,000+ per large transfer vs. bank rack rates.
- NRI Banking: NRE/NRO/FCNR account openings, comparative bank analysis, FD structuring, account reactivation, and repatriation compliance.
- Insurance Advisory: Curated health, life, property, and travel insurance with proactive renewal tracking — NRIQ's "Zero-Lapse" promise ensures your cover never expires.
- Claim Management & PF Claims: Expert recovery of stuck EPF/PF balances, life and general insurance claims, maturity proceeds, and unclaimed investments — 95% success rate, 500+ NRIs served.
- NPS Advisory: National Pension System optimisation for NRI retirement planning (Tier I & II), tax benefits under 80CCD, and seamless cross-border management.
- Financial Planning: FPSB-aligned 6-step financial planning — goal setting, net worth analysis, SEBI-compliant investment roadmap, FEMA/DTAA compliance, and quarterly reviews. Free for Members.
- Estate Planning: Multi-jurisdictional estate structuring, Will drafting, trust formation, succession planning, and cross-border asset management.
- NRI Loans: Home loans, Loan Against Property, and personal loan balance transfers — NRIQ's Success Credit model refunds the advisory fee on successful disbursement.
Pricing Overview
- Initial consultation: Free for Members | USD 10 for non-members
- Financial Plan: Free for Members | USD 19 for non-members
- ITR Filing: Custom flat-fee based on complexity
- CA Services: Transparent milestone-based pricing, flat quotes provided after consultation
- Remittance: No markup — compensated by partner banks
Services In Financial
Explore the services mapped under this category.