Smart NRI Money Transfer

Remittance Services

NRIQ revolutionises how NRIs send money back home β€” offering ultra-low fees under 0.8%, superior exchange rates close to interbank rates, and expert timing guidance. India receives over $125 billion annually in remittances (World Bank 2025). Poorly timed or high-cost transfers can erode 5–10% of value, but NRIQ turns this into an opportunity for wealth multiplication.

Massive Savings with NRIQ β€” Real Examples

Why settle for banks' 2–5% fees when NRIQ partners with RBI-licensed fintechs to deliver fees under 0.8%?

πŸ‡ΊπŸ‡Έ US to India β€” $10,000

Traditional Bank (3% fee + β‚Ή83.20 rate)β‚Ή8,06,560
NRIQ Rate (0.5% fee + β‚Ή84.60 near-spot rate)β‚Ή8,40,900
β‚Ή34,340 saved

πŸ‡¦πŸ‡ͺ UAE to India β€” AED 20,000

Traditional Bank (2.5% fee + AED 1 = β‚Ή22.80)β‚Ή4,45,000
NRIQ Rate (0.6% fee + AED 1 = β‚Ή23.15)β‚Ή4,59,500
β‚Ή14,500 extra

Effortless 3-Step Process

1
Instant Signup & KYC
5–10 mins

Create a free account using passport, OCI/PIO card, or overseas address proof. AI verifies against UIDAI/RBI standards in under 24 hours. No branch visits needed.

2
Smart Amount & Timing
2 mins

Enter transfer amount (up to $250K/year under LRS) and use our Forex Timing Tool β€” scans live USD/INR trends, suggesting "Optimal Now" or "Wait 48 Hours".

3
Secure Payment & Tracking
1 min

Pay via international card, ACH, or net banking. Funds hit Indian accounts in 24–48 hours with real-time SMS/app notifications and 24/7 support.

Top Use Cases for NRIs

βœ“ Family Support (medical, education)
βœ“ Real Estate β€” EMIs & down payments
βœ“ Investment during market dips
βœ“ Elder Care & Wedding expenses
βœ“ Education funding (IIT, overseas MBAs)

All transfers are FEMA/SEBI compliant. NRIQ auto-generates Form 15CA/CB, handles TCS, and provides full DTAA documentation support.

Join 10,000+ NRIs Saving on Remittances

Lower costs, smarter timing, total security β€” sign up for your first free transfer analysis.

Start Free AnalysisBecome a member