Wealth Management

NRI SteadyFlow™ Regular Income

NRIs often seek portfolios with regular income to create reliable cash flows abroad, supporting retirement, family needs, or lifestyle without depleting principal. You may plan to retire in India, where lower living costs demand steady INR income from FDs, debt funds, or SWPs to cover expenses like healthcare and housing.

Passive monthly payouts help needs like—education, medical bills, or daily support—while building emotional ties to home.

Introducing NRI SteadyFlow Income Service – your dedicated solution for generating reliable, monthly income streams tailored for NRIs, combining regularity, tax efficiency, inflation protection, and smart diversification to secure your financial future abroad & for your loved ones in India.

Regular Income Overview

Service Focus

This service is for benefit of NRI or his family members if staying in India. This service delivers predictable payouts through a curated portfolio of NRI-optimized instruments like tax-free NRE/FCNR fixed deposits, debt mutual funds, Bonds/NCDs, High Yield Debt Solutions, SWPs, dividend-focused ETFs, REITs & INVITs. It prioritizes monthly or quarterly distributions to match your cash flow needs, avoiding the volatility of lump-sum dependencies.

Tax Efficiency

We structure investments using DTAA benefits, NRE accounts for zero-tax interest income, and indexation perks on debt funds to minimize TDS and overall liability. This can save NRIs 20-30% in effective taxes compared to standard options, with guidance on ITR filing for refunds.

Inflation Proofing

Portfolios incorporate inflation-linked bonds, escalating rental proxies via REITs, and hybrid funds targeting 7-9% real returns above India's ~5-6% CPI. Floating-rate notes and gold ETFs further hedge against rising rates and currency erosion, ensuring your income grows with living costs.

Diversification Benefits

Spread across fixed income (50%), equities/dividends (30%), and alternatives like GIFT City USD deposits (20%) reduces single-asset risk while maintaining liquidity and repatriation ease. This balanced approach has historically delivered steadier yields than concentrated holdings.

Provide link

Yes, I want to build a regular Income – Member

Yes, I want to build a regular Income – Non-Member

I want to explore membership benefits & details

Why NRIQ?

01

Customized Portfolio

02

Taxation Aspect Managed

03

Advised & managed by 20 Years Plus, INR100Cr plus under management, Clients in more than 20 countries- Experienced Portfolio Managers

04

Complete Online Transaction & Reporting

05

No Hidden Charges

06

Reviewed on regular basis.

07

Complete access to you.

08

100% NRIQ – Service Quality Delivery

Start Your Passive Income Journey

Build a predictable future in India. Let NRIQ engineering your monthly paycheck.

Schedule Income CallBecome a member